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Understanding Medicare Coverage for Diabetic Testing Supplies - Trusted Senior Specialists

02/16/2023 | 06:00 AM | 8 Min Read
Understanding Medicare Coverage for Diabetic Testing Supplies - Trusted Senior Specialists

Diabetes is a chronic condition that affects millions of people in the United States, and managing it requires consistent monitoring of blood sugar levels. To do so, people with diabetes use a range of diabetic testing supplies, such as glucose meters, test strips, and lancets. 

If you have Medicare, you may be wondering if these supplies are covered, and if so, to what extent. In this blog, we’ll look at coverage of diabetic testing supplies under Medicare to help you make informed decisions about your care. 

What Does Medicare Cover for Diabetic Testing Supplies? 

Medicare Part B covers some diabetic testing supplies, including glucose meters, test strips, lancets, and control solutions. These supplies can be purchased at a local pharmacy or medical supply store. If you have a Medicare Advantage plan, coverage may vary, so it’s important to check with your plan to see what’s covered. 

To be eligible for coverage under Medicare Part B, the diabetic testing supplies must be ordered by a doctor or other healthcare professional who is treating you for diabetes. Additionally, the supplies must be considered medically necessary and used in the treatment of your diabetes. 

What’s Not Covered by Medicare? 

While Medicare Part B covers some diabetic testing supplies, it doesn’t cover everything. For example, it doesn’t cover insulin pumps or related supplies, such as insulin cartridges and infusion sets. Additionally, Medicare Part B doesn’t cover the cost of continuous glucose monitors (CGM) or supplies used in conjunction with a CGM, such as sensors and transmitters. 

If you need these additional supplies for the management of your diabetes, you may need to pay for them out of pocket or look for alternative insurance coverage. 

How Much Will You Pay for Diabetic Testing Supplies Under Medicare? 

Under Medicare Part B, you’ll generally be responsible for paying 20% of the cost of diabetic testing supplies, after you meet your yearly deductible. This means you’ll need to pay the entire cost of the supplies until you’ve spent enough to reach your deductible. After that, you’ll be responsible for 20% of the cost of each item, while Medicare will cover the remaining 80%. 

It’s important to note that the cost of diabetic testing supplies can vary depending on where you purchase them, and which brand you choose. To help reduce your out-of-pocket costs, it’s a good idea to shop around and compare prices before making a purchase. 

Final Thoughts 

Managing diabetes requires consistent monitoring of blood sugar levels, and diabetic testing supplies are an essential tool for doing so. If you have Medicare, you can rest assured that some of these supplies are covered, but it’s important to understand what’s covered and what’s not, as well as your financial responsibilities. By knowing your coverage and costs, you can make informed decisions about your care and stay on top of your diabetes management. 

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