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What Is Medicare?

Medicare is a federal health insurance program for people aged 65 and older, as well as for some younger people with disabilities and people with end-stage renal disease. The program is administered by the Centers for Medicare & Medicaid Services (CMS) and is funded by taxes, premiums, and general revenue.

Medicare has four parts: Part A, Part B, Part C, and Part D. Part A covers hospital inpatient care, skilled nursing facility care, and hospice care, while Part B covers doctor’s services, outpatient care, and preventive services. Part C, also known as Medicare Advantage, is an alternative way to receive Medicare benefits through private insurance companies, and Part D provides prescription drug coverage.

While Medicare covers a wide range of healthcare services, it does not cover all costs, and beneficiaries may be responsible for certain out-of-pocket costs such as deductibles, copays, and coinsurance. To help cover these costs, beneficiaries may choose to enroll in additional coverage such as a Medicare Supplement Plan or an ancillary plan.

Overall, Medicare is an important program that provides essential healthcare coverage to millions of Americans.

Simple Medicare Solutions


Medicare is more than just getting a quote. Deciding on a Medicare plan can be a lot of work to tackle on your own. Understanding the options that are available to you and knowing how to navigate through the information to ensure you are getting the health plan that covers your medical needs and protects your bank account can be overwhelming. Working with someone you can trust that can help you find a plan that fits your needs is important.

Hello, we are Melinda Gonzalez Wilhelm and Michael Wilhelm, founders of Trusted Senior Specialists LLC. Because of the commitment we have made to our clients, we have been awarded the Better Business Bureau Award of Excellence for 11 consecutive years.

Speaking with our licensed Medicare professionals is the secret to mastering great healthcare and getting your Medicare right the first time. We are available to do plan reviews live and online by sharing our screen to show you exactly what we are looking at, so you are in control of your Medicare review.


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