<img height="1" width="1" style="display:none" src="https://flask.nextdoor.com/pixel?pid=cd602bda-7a11-4dbd-9bd1-0a68da1d2a8a&amp;ev=PAGE_VIEW&amp;noscript=1">
TSS_alternate_logo_v1b (long)-1
BBB_ABSeal_H_7469_US-1201x428-6fc592e
BBB Pinnacle Award Winner for 2014, 2016, 2017, and 2025
BBB Winner of Distinction since 2011 

1-855-952-1941 TTY: 711
Monday - Friday 8am-8pm Central Standard Time
Saturday: By Appointment

Medicare Part B Late Enrollment Penalty Estimator

This tool estimates your monthly late enrollment penalty based on the number of months you went without Part B (and without other creditable coverage). It uses the standard Part B premium for 2025.

Only full 12‑month periods count toward the penalty. For example, 23 months = 1 full year.
Estimated monthly penalty for 2025:
$0.00
Enter your months without coverage to see an estimate.

* This is an estimate only. Actual penalties are calculated by Social Security/Medicare and may differ.