Medicare Part B Late Enrollment Penalty Estimator
This tool estimates your monthly late enrollment penalty based on the number of months you went without Part B (and without other creditable coverage). It uses the standard Part B premium for 2025.
Only full 12‑month periods count toward the penalty. For example, 23 months = 1 full year.Estimated monthly penalty for 2025:
$0.00
Enter your months without coverage to see an estimate.
* This is an estimate only. Actual penalties are calculated by Social Security/Medicare and may differ.
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