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Category |
Examples & Sources |
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Contact Information | Consumers’ and Agents’ name, phone number, and email address, as well as Consumers’ postal address. We may collect this information about Consumers from Lead Vendors, Agents, insurance carriers, data brokers, and agencies. We collect this information about Agents from Agents or marketing organizations in the Agents’ product sale hierarchy. |
Login Credentials | This includes username and password* when Agents or Consumers choose to create an account with us. |
Identification Information* | Agents’ National Producer Number and Social Security number. We collect this information from Agents when they begin working with us. Consumers’ driver’s license, Social Security, and/or similar government-issued identification numbers. We collect this information about Consumers provided in the course of discussions with an Agent or representative, which is relevant to the processing of an application for an insurance or financial product. |
Demographic Information* | Consumers’ age, date of birth, marital status, language preference, ethnicity, race, and sex or gender. We collect this information about Consumers when Lead Vendors, insurance carriers, Agents, data brokers, or agencies provide it to us. |
Health Information* | Consumers’ health information provided in the course of discussions with an Agent or representative, which is relevant to the processing of an application for an insurance or financial product. For example, notes about a Consumer may state that the Consumer has diabetes, as is relevant for an application for a life insurance product. |
Sensory Information | Audio recordings of Consumer conversations with representatives and Agents in connection with inquiries regarding insurance and/or financial products. We may also have access to video snippets of user website activity evidencing consent to be contacted. This information is collected from Lead Vendors, Agents, insurance carriers, and agencies. |
Commercial Information | We collect information about the products requested by Consumers, including information entered into insurance and/or financial product applications, as provided by you, a Lead Vendor, Agent, data brokers, insurance carriers, advertising and/or social media networks, or an agency. We also collect information regarding your purchase of insurance and/or financial products, including the type of product purchased and the corresponding carrier. |
Internet or Other Similar Network Activity | Automatically collected information on users’ interaction with the Platform. This may include your browsing history (including the site you came from before visiting our website and the site you went to after leaving our website), duration of browsing session, device ID, and IP address. We may also collect this information from advertising networks. |
Geolocation Data | We collect geolocation, which may include precise geolocation,* from users. We automatically collect this information from you and may also collect this from advertising networks. |
Educational and Professional Information | We collect from data brokers Personal Information about Consumers’ educational background, profession, income, product preference, consumer behavior, and asset ownership. This information is used for offline marketing. We also collect this information from Agents when they begin working with us. |
Consumer Right |
Description |
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Access | You may request that we provide the following information about how we have collected and used your Personal Information:
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Request a Copy of Your Personal Information | You may request a copy of your Personal Information. You may submit a request that Company disclose the categories and specific pieces of Personal Information that we have collected, used, or disclosed about you. Please note that simply because Company has provided the categories of Personal Information it may collect pursuant to California law does not mean Company necessarily collected all of the specific pieces of Personal Information listed for any given person. Also, please note where Personal Information was disclosed within the past twelve (12) months, it may have been disclosed only to service providers. |
Correction | You may request to edit or correct your Personal Information at any time. |
Deletion | You may have the right, under certain circumstances, to request that we delete the Personal Information you have provided to us. |
Opt Out of Sales and/or Sharing | The CCPA may classify our use of some services as “selling” or “sharing” your Personal Information with the partners that provide the services. You can opt out of the “selling” and/or “sharing” of your Personal Information. |
Limit Processing of Sensitive Personal Information | We use sensitive Personal Information only as necessary for our (1) service delivery and operations, (2) compliance and protection, (3) quality control and improvements, or (4) Service improvement and analytics purposes in accordance with CCPA. If we use sensitive Personal Information outside the permitted purposes of CCPA, you have the right to limit such processing of sensitive Personal Information. |
Process |
Description |
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Verification | In order to protect your Personal Information from unauthorized access or deletion, we may require you to verify your account credentials before you can submit a rights request. If you do not have an account with us, or if we suspect your account has been accessed without your authorization, we may ask you to provide additional Personal Information for verification. Company is legally obligated to verify your identity when you submit a request. We may request additional information from you to verify your identity. If you submit a request to delete your Personal Information, you will also be required to confirm the deletion request by email. If we are subsequently unable to confirm your identity, we may refuse your rights request. |
Use of Authorized Agents | You may use an authorized agent to submit a rights request. If you do so, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. This verification process is not necessary if your authorized agent provides documentation showing that the authorized agent has power of attorney to act on your behalf under Cal. Prob. Code §§ 4121 to 4130. |
Consumer Right |
Description |
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Confirm, Access, and Data Portability | You may request that we confirm whether we are processing your Personal Data. You may also request a copy of your Personal Data in a portable and readily usable format. |
Correction | You may request to edit or correct your Personal Data at any time. |
Deletion | You may have the right, under certain circumstances, to request that we delete the Personal Data you have provided to us. |
Opt out of Tracking for Targeted Advertising Purposes | You can submit requests to opt out of tracking for targeted advertising purposes. |
Opt Out of Profiling | You can opt out of the automated processing of your Personal Data to evaluate, analyze, or predict personal aspects related to your economic situation, health, personal preferences, interests, reliability, behavior, location, or movements, to the extent this results in decisions that produce legal or similarly significant effects. |
Opt Out of Sales | The CPA may classify our use of some services as “selling” your Personal Data with the partners that provide the services. You may submit a request to opt out of “selling” of your Personal Data. |
Non-Discrimination | You have the right to be free from discrimination related to your exercise of any of your Colorado privacy rights. |
Process |
Description |
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Authentication | In order to protect your Personal Data from unauthorized access or deletion, we may require you to verify your account credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has been accessed without your authorization, we may ask you to provide additional Personal Data for verification. We are legally obligated to verify your identity when you submit a request. We may request additional information from you to verify your identity. If you submit a request to delete your Personal Data, you will also be required to confirm the deletion request by email. If we are subsequently unable to confirm your identity, we may refuse your rights request. |
Use of Authorized Agents | You may use an authorized agent to submit a rights request. If you do so, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. |
Consumer Right |
Description |
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Confirm and Access | You may request that we confirm whether we are processing your Personal Data. You may also request a copy of your Personal Data. |
Correction | You may request to edit or correct your Personal Data at any time. |
Deletion | You may have the right, under certain circumstances, to request that we delete the Personal Data you have provided to us. |
Opt out of Tracking for Targeted Advertising Purposes | You can submit requests to opt out of tracking for targeted advertising purposes. |
Opt Out of Profiling | You can opt out of the automated processing of your Personal Data to evaluate, analyze, or predict personal aspects related to your economic situation, health, personal preferences, interests, reliability, behavior, location, or movements, to the extent this results in decisions that produce legal or similarly significant effects. |
Opt Out of Sales | The CTDPA may classify our use of some services as “selling” your Personal Data with the partners that provide the services. You may submit a request to opt out of “selling” of your Personal Data. |
Non-Discrimination | You have the right to be free from discrimination related to your exercise of any of your Connecticut privacy rights. |
Process |
Description |
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Authentication | In order to protect your Personal Data from unauthorized access or deletion, we may require you to verify your account credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has been accessed without your authorization, we may ask you to provide additional Personal Data for verification. We are legally obligated to verify your identity when you submit a request. We may request additional information from you to verify your identity. If you submit a request to delete your Personal Data, you will also be required to confirm the deletion request by email. If we are subsequently unable to confirm your identity, we may refuse your rights request. |
Use of Authorized Agents | You may use an authorized agent to submit a rights request. If you do so, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. |
Consumer Right |
Description |
---|---|
Confirm and Access | You may request that we confirm whether we are processing your Personal Data. You may also request a copy of your Personal Data. |
Correction | You may request to edit or correct your Personal Data at any time. |
Deletion | You may have the right, under certain circumstances, to request that we delete the Personal Data you have provided to us. |
Opt out of Tracking for Targeted Advertising Purposes | You can submit requests to opt out of tracking for targeted advertising purposes. |
Opt Out of Sales | The UCPA may classify our use of some services as “selling” your Personal Data with the partners that provide the services. You may submit a request to opt out of “selling” of your Personal Data. |
Non-Discrimination | You have the right to be free from discrimination related to your exercise of any of your Utah privacy rights. |
Process |
Description |
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Authentication | In order to protect your Personal Data from unauthorized access or deletion, we may require you to verify your account credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has been accessed without your authorization, we may ask you to provide additional Personal Data for verification. We are legally obligated to verify your identity when you submit a request. We may request additional information from you to verify your identity. If you submit a request to delete your Personal Data, you will also be required to confirm the deletion request by email. If we are subsequently unable to confirm your identity, we may refuse your rights request. |
Consumer Right |
Description |
---|---|
Confirm, Access, and Data Portability | You may request that we confirm whether we are processing your Personal Data. You may also request a copy of your Personal Data in a portable and readily usable format. |
Correction | You may request to edit or correct your Personal Data at any time. |
Deletion | You may have the right, under certain circumstances, to request that we delete the Personal Data you have provided to us. |
Opt out of Tracking for Targeted Advertising Purposes | You can submit requests to opt out of tracking for targeted advertising purposes. |
Opt Out of Profiling | You can opt out of the automated processing of your Personal Data to evaluate, analyze, or predict personal aspects related to your economic situation, health, personal preferences, interests, reliability, behavior, location, or movements, to the extent this results in decisions that produce legal or similarly significant effects. |
Opt Out of Sales | The VCDPA may classify our use of some services as “selling” your Personal Data with the partners that provide the services. You may submit a request to opt out of “selling” of your Personal Data. |
Non-Discrimination | You have the right to be free from discrimination related to your exercise of any of your Virginia privacy rights. |
Process |
Description |
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Authentication | In order to protect your Personal Data from unauthorized access or deletion, we may require you to verify your account credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has been accessed without your authorization, we may ask you to provide additional Personal Data for verification. We are legally obligated to verify your identity when you submit a request. We may request additional information from you to verify your identity. If you submit a request to delete your Personal Data, you will also be required to confirm the deletion request by email. If we are subsequently unable to confirm your identity, we may refuse your rights request. |
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government
or the federal Medicare program.
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