Medicare Supplement Plan A
What is Medicare Supplement Plan A?
Medicare Supplement (Medigap) Plan A is not the same as Medicare Part A.
But it is one of the Medicare Supplemental insurance plans available to Medicare beneficiaries.
It is the most basic Medicare Supplement plan that covers:
- Medicare Part A coinsurance payments up to an additional 365 days after Original Medicare benefits are exhausted
- Medicare Part B copayment or coinsurance expenses
- The first three pints of blood used in a medical procedure
- Part A hospice care coinsurance expense or copayment
Medicare Supplement Plan A has the fewest individual benefits of the ten standardized Medicare Supplement insurance plans available in most states.
Among the Medicare out-of-pocket costs not covered is the Part A deductible for inpatient hospital stays.
If a health insurance company offers Medigap coverage, then it must at least offer the basic Medigap Plan A and its benefits.