If you were hospitalized, would you be worried about your ability to pay for out-of-pocket hospital expenses? What about the expenses of daily living? Housing, food, utilities… it all adds up quickly, and the results could be devastating. This can be especially true if you have a chronic or critical illness.
When you are hospitalized, the last thing you want to worry about is your bills.
We have a solution for you: a Hospital Indemnity Plan
Hospital Indemnity plans are supplemental health insurance plans that can help bridge the gap between your health insurance coverage and out of pocket costs that come when an illness or injury leads to a hospitalization. These plans provide benefits for each day that you are hospitalized, however the benefit amount is usually fixed regardless of the actual hospital expenses incurred. Unlike most health plans, a hospital indemnity plan pays the benefits to you and not the healthcare provider.
Depending on the type of plan you choose, the money you receive may be used to pay for those out-of-pocket expenses not covered by your plan such as deductibles, co-pays, transportation, and other minor expenses. The payout could also be used for living expenses incurred as a result of a hospitalization.
A Hospital Indemnity plan is for anyone. These plans are excellent choices for parents or working spouses, brand new moms, and also for seniors who can benefit because many traditional insurance plans have high copays which a Hospital Indemnity plan can help cover. The best news is these plans are affordable.
A Hospital Indemnity plan gives you peace of mind that those unexpected costs can be taken care of.
Hospital costs are important to consider when you compare health insurance coverage, and anyone concerned about these costs should consider a hospital indemnity plan. Many of these plans do not require you to answer questions about your health when enrolling, and some allow you to enroll in coverage for your dependents, too.
Protecting yourself and your family with additional, cost-effective coverage is one way to try to avoid incurring significant medical debt due to a hospital visit or stay. Let us help you explore your options.
Give us a call at your earliest convenience.
We are available Monday through Friday
from 8 AM to 8 PM (CST) at 1-855-457-1099